At Cover My Adventure, our mission is to make finding adventure travel insurance simpler. We’ve reviewed dozens of travel insurance policies to find those suitable for scuba diving. This page contains our curated list of scuba diving travel insurance policies, setting out their key features plus indicative costs. To learn more about why you need specialist scuba diving travel insurance, check out our guide.
We apply a clear methodology when reviewing scuba diving travel insurance. Policies are assessed based on the unique sets of risks faced by scuba divers abroad. Only those meeting all of our criteria are featured on our curated list, shown below.
Curated List of Scuba Diving Travel Insurance Policies
The table below sets out the key features of each policy. This includes the price quoted for a week long dive holiday in Egypt plus the price for annual cover to give an idea of cost. (Prices as at October 2025 for a 40 year old female traveller with no pre-existing conditions). Some of the insurers below offer a number of policies with varying levels of cover and cost.
| Insurance provider | True Traveller | SportsCover Direct | DiveAssure |
| Policy selected | Traveller Plus with Adventure pack | Sports Travel Insurance Gold1 | Dive & Travel Plus |
| Maximum dive depth | Standard policy – 18m Adventure pack – 40m Extreme pack – 50m | Qualified or diving with an instructor – 40m Otherwise – 30m | Up to the maximum depth set out by your qualifying body for your qualification |
| Scuba diving covered for sole purpose of trip? | Yes | Yes | Yes |
| Includes hyperbaric chamber treatment? | Yes | Yes Whilst not explicitly stated in the policy wording, SCD confirmed that it is included. We advise seeking confirmation in writing. | Yes |
| Medical & repatriation cover limit | £10,000,000 | £10,000,000 | Medical treatment – diving related: $1,000,000 Medical evacuation – diving related: $500,000 Medical treatment & evacuation – non diving related: $50,000 Up to a maximum policy benefit of $1,000,000 |
| Includes search & rescue cover? | Yes, up to £100,000 | Yes, up to £50,000 | Not included |
| Personal accident cover limit | £25,000 | £25,000 | $25,000 |
| Personal liability cover limit | £2,000,000 | £2,000,000 | Not included |
| Trip cancellation cover limit | £7,500 | £5,000 | $25,000 Additional $10,000 cover for missed liveaboard departure Also includes cover for lost diving days |
| Lost baggage & personal possessions cover limit | £2,500 Single item limit of £350 | £2,500 Single item limit of £500 | $2,500 Single item limit of $1,000 Limit of $300 for valuables / electronics |
| Includes cover for dive equipment | Only within baggage & personal possessions cover. Traveller Plus policy also allows you to insure individual items of sports equipment as specified items up to a max value of £850 each for 3 items | Yes, cover up to £600 included within Gold policy. This can be increased to a maximum of £5,600 by paying an extra premium | Yes, up to $5,000 |
| Baggage delay cover limit | £50 for every 12 hours, up to £150 | £20 for every 10 hours, up to £100 | Up to $100 |
| Includes cover for dive equipment delay? | Not included | Included within baggage delay cover limit above | Up to $1,500 |
| Quoted price – 1 week Egypt dive holiday | £45 | £53 | €279 based on €5,000 cancellation cover |
| Quoted price – annual cover | £196 Worldwide cover excluding USA & Canada | £253 Worldwide cover excluding USA & Canada | €501 based on €5,000 cancellation cover |
1 For scuba diving cover beyond 20km of the shoreline, you must select ‘Sailing / beyond the 20km limit / coastal waters’ as an activity as well as scuba diving.
This information was updated in October 2025, prices and policy details are subject to change. Before you buy, it is important to familiarise yourself with the policy detail and conditions.
✅ Click on the links below to visit the websites of our featured insurers and receive a tailored quote
Tips for Buying Scuba Diving Travel Insurance
- Declare all medical conditions. Any omissions could void your policy.
- Buy cover as soon as you book. This ensures you are protected for cancellations or unexpected events before departure.
- Consider annual versus single trip cover. If you are planning more than one trip in a year, annual multi-trip insurance may be more cost effective than buying separate single trip policies.
- Once purchased, keep a copy of your policy handy. Then you can easily check cover details.
What If I Already Have a Standard Travel Insurance Policy?
If you already have a standard travel insurance policy which excludes or limits dive coverage, dive accident insurance is another option. This is designed to cover the specific medical risks associated with scuba diving. It typically includes emergency medical evacuation and repatriation costs, personal accident benefits and search and rescue costs in the event of a dive accident. Broader travel coverage such as trip cancellation, lost baggage and medical care for non-diving emergencies is usually excluded.
✅ Learn more about dive accident insurance and explore our curated list of policies in our comprehensive guide.
Final Thoughts
When choosing scuba diving travel insurance, make sure you’re protected for the specific risks of your trip. From depth limits and emergency evacuation to cover for lost equipment and cancellations, every policy is different. Comparing your options carefully helps you avoid gaps and find cover suited to your diving plans.
If you already have standard travel insurance with no or little dive coverage, dive accident insurance provides cover for the medical risks associated with scuba diving.
With the right travel insurance in place, you can look forward to your next scuba diving adventure.
